Business Insurance

Fusion Insurance Group is a full-service insurance solution committed to providing top-rated insurance options for fully compliant MMJ individuals and businesses.

Insurance is an essential service for businesses of all shapes, sizes, and industries but particularly so for the cannabis industry. When you consider the cost of the equipment and the facilities required by cannabis operators, the value of their product, as well as their vulnerability to theft (given the prevalence of cash transactions), this is something that is easy to empathize with. Insurance isn’t only necessary for these businesses to thrive; it’s crucial for them to survive.

And yet, licensed cannabis operators find it nearly impossible to find insurance companies willing to provide coverage. That is, until now!


The Sovereign Friendly Society is proud to offer a full-service insurance solution through the Fusion Insurance Group (FusionIG), which is committed to providing top-rated insurance options for fully compliant cannabis individuals and businesses. FusionIG is, in turn, serviced by an organization exclusively for independent insurance agents through which the strength and resources of a truly national organization are used to help solve your insurance and financial risk management problems, from price, coverage, and satisfactory claims settlements to security and peace of mind:

  • A full-service national brokerage
  • Offices coast to coast
  • Over 1,000 professional staff
  • Exclusive coverage for clients
  • Access to a nationwide database of insurance knowledge
  • Expert claims advice
  • Access to over 300 insurance companies
  • Over $1 billion in written premiums
  • A proud member of the Alliance Financial Network
  • All Carrier Partners are AM Best “A” Rated

Request an Insurance Quote

Through FusionIG, Sovereign Friendly Society can offer members comprehensive crop insurance coverage, members-only discount pricing and competitive quotes on multiple products, a team with decades of experience in both the personal and professional liability market, and solutions to your insurance and financial risk management problems.

Coverage Options

  • Auto
  • Business income
  • Commercial auto
  • Crime and fidelity liability
  • Crop loss of up to $10 million
  • Cyber liability
  • Data breach and network security
  • Directors and officers liability
  • Errors and omissions liability
  • Employment practices liability
  • Equipment breakdown of up to $10 million
  • Excess liability of up to $4 million
  • Fiduciary liability
  • General liability $2 million
  • Pollution liability
  • Professional liability
  • Property and casualty of up to $10 million
  • Stock throughput
  • Umbrella policies
  • Workers compensation

Our Insurance Service Team

The team behind FusionIG consists of highly educated, experienced, and accomplished individuals in both the personal and professional liability market. Together, these people are true pioneers 
of the cannabis insurance industry, which, until now, has been an almost entirely neglected market.

We strive to fulfill every insurance need personally and professionally.

Approved Classifications for Coverage

FusionIG understands the financial challenges facing the cannabis community and can quickly and accurately provide you with multiple solutions for insurance coverage, including premium quotes for the following:

  • Cultivation (indoor, greenhouse, and outdoor operations)
  • Manufacturers of goods and equipment
  • Wholesalers and brokers
  • Retail operations
  • Laboratories
  • Property managers
  • Landlords / LRO
  • Schools
  • Transporters and delivery

We can help you customize your risk management plan today

Request an Insurance Quote


Become a member: When you join the Sovereign Friendly Society, you can experience the financial services, insurance options, and investment solutions SFS provides.

Open an account: Open an account with Fusion Financial and get your cannabis (or related) business operating safely, legally, and far more efficiently.

Download the 2014 FinCEN Guidelines

Reach out: If you have any questions, please email or call +1.866.347.3321 Protection Status